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Pensions: Why and How You Should be Paying into One



Every time there is a cold snap during winter there are horror stories in the media about pensioners suffering freezing conditions in their own homes because they can't afford to pay their heating bills.

Starting off on that note might smack of scare tactics but the reality is the situation for pensioners surviving on only the basic state pension of £119.30 a week is relatively bleak. An ageing population is putting increasing strain on the country's finances.
This is demonstrated by the fact that the official retirement age and qualification for a state pension is being increased to 66 for both men and women by 2020.

Topics covered in this Guide

  • Time is both on your side and against you when building a pension pot
  • How much should I be putting in?
  • Government and Employer Contributions
  • Employer Contributions
  • Government contributions/tax incentives
  • Types of Pension
  • Workplace Pensions
  • Private Pensions
  • Stakeholder Pensions 
  • SIPPs 
  • Receiving your Pension and Tax



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