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OUR PRIVACY AND COOKIE POLICY

This Privacy and Cookie Policy states what we will do with your Personal Data once you have submitted your details to the site. By submitting your details, you agree to the principles of this policy. We comply with the Data Protection Act 1998. Any information you give to UK Investment Guides will be held with the utmost care and will not be used in ways that you have not consented to. If you have any requests concerning your personal information or any queries with regard to these practices please contact our Data Manager via email: info@ukinvestmentguides.com

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Amendments

Please note that this privacy policy is subject to change from time to time. It was last updated in April 2017.

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I accept that I can lose my property and other assets from making investment decisions based on financial promotions.

I am aware that it is open to me to seek advice from someone who specialises in advising on investments.

I declare that I am a self-certified sophisticated investor for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005.

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I accept that I can lose my property and other assets from making investment decisions based on financial promotions.

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Guides (View All)

A Guide to Income Drawdown

 

Introduction

New rules that give private and workplace pensions holders far greater freedom in how and when they access the cash value of their pension have introduced income drawdown as a popular alternative to traditional annuities. An annuity is a guaranteed income for the rest of the holder’s life, bought in exchange for the value of a pension pot. Before the new rules, the vast majority of pension holders would buy an annuity on retirement, its size depending upon the value of the pot.

 
The annuities provider reinvests the value of the pension pot and hopes to generate enough cash flow from the investments to at least meet the annuity paid to the holder. On the annuity holder’s death, the payments are no longer due and the financial company that had provided the income is then takes all revenues generated from the investments as its own clear profit.
 

Topics covered in this Guide

  • Income Drawdown
  • Flexi-Access Drawdown
  • Combining Drawdown and Pension Contributions
  • Tax on Drawdown Income
  • Inheritance Rules
  • Initiating an Income Drawdown Plan

 

UKIG

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